Ai Pay With Crypto
User opens PWC Super App
The user chooses to pay by scan
APC Pay — a global stablecoin payment network for the real world
PWC Super App is a global payment network connecting consumers, merchants, and partners for real-world stablecoin payments, merchant collection, and network-level settlement.
End-to-end transaction flow
Scan a national or merchant QR code
Connect payment networks across countries
User confirms payment
Super App converts crypto to local currency at a live rate
Instant merchant settlement
Funds go to the merchant's local bank account or PWC Super App wallet
Points rewards and ecosystem allocation
Users earn points after paying
Users can trace the full record
Transactions, receipts, withdrawals, and the portfolio are available online
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End-to-end transaction flow
How APC Pay works
User digital assets ⇢ APC Pay ⇢ card payment network ⇢ merchant account
APC Pay commercial loop
Connecting digital payments to the real world
APC Pay in everyday life — borderless payments for travel, shopping, and more.
Pay in Thailand with APC Pay
Shop at the Disney Store with APC Pay
Buy KFC with APC Pay
Buy clothes with APC Pay
Commercial roadmap2026—2027
EstablishedThailand · Vietnam · Philippines · Indonesia · Georgia ·Nigeria · Brazil · Argentina
Newly establishedCIS countries · Kenya · Peru
2026
Q4 2026
Expansion in Asia and the UAE
Singapore · Malaysia · UAE
Local payment integration
Banks, PSPs, and liquidity partners
Merchant and enterprise pilots
2027
Q1 2027
Latin America expansion
Chile · Colombia
Validate payments and settlement
Expand merchant pilots
Stabilize enterprise coverage
Q2 2027
Entry into North Asia
South Korea · Japan
Regulatory assessment
Localized payment experience
Partner-led pilots
2027
Q3 2027
Regional expansion
Asia · Middle East · Eurasia
Build cross-border corridors
Expand merchant clusters
Launch agent guidance pilots
Q4 2027
Strategic expansion
Cambodia · Saudi Arabia · Qatar · Greece · South Africa
Partner-led market entry
Strengthen local settlement
Expand high-performing markets
